Calculator Disclaimer

Estimates Only

Calculator values are estimates only. Actual transaction values may vary based on live market prices, assay or testing results, exact purity, item condition, refining terms, dealer payout percentage, currency conversion, fees, taxes, and local compliance requirements.

Not an Appraisal or Offer

SpotCalc.com calculator results are not appraisals, not guaranteed offers, not purchase commitments, and not statements of fair market value. A buyer, seller, refiner, dealer, or appraiser may use different methods or assumptions.

Market Data Can Change

Precious-metal prices can move quickly. Third-party market data may be delayed, temporarily unavailable, rounded, cached, or different from the price used in a real transaction. Always confirm current pricing before completing a purchase or sale.

Testing and Compliance Remain Your Responsibility

Users are responsible for testing, documenting, and verifying metal content and for meeting any applicable tax, licensing, secondhand dealer, precious-metals dealer, identity verification, reporting, or law-enforcement requirements.

Invoice Exports Are Workflow Aids

SpotCalc Pro invoice, PDF, print, image, email, and share features are workflow aids for the user. They are not government forms, approved law-enforcement reports, accounting exports, tax filings, or Florida secondhand dealer transaction-record systems.

SpotCalc Pro does not currently track hold periods, collect seller signature or thumbprint fields, collect government ID fields, verify customer identity, file reports, or determine whether a transaction is permitted.

No Professional Advice

SpotCalc.com does not provide legal, tax, investment, appraisal, or compliance advice. Consult a qualified professional for advice about your specific situation.